OpenFedNow

OpenFedNow

Open Source

Free dual-rail FedNow + RTP middleware for community banks

73% of U.S. financial institutions still can't send instant payments. The bottleneck is integration complexity, not intent. OpenFedNow is free Apache 2.0 middleware giving any bank or credit union a dual-rail FedNow + RTP integration from a single codebase. Pre-built adapters for Fiserv, FIS, and Jack Henry cover ~72% of U.S. banks. Built by someone who shipped PIX infrastructure at Santander Brazil — now 63B transactions/year.

OpenFedNow is a Open Source company. It launched on Product Hunt on Jul 8, 2026, with 10 upvotes. Adamlead has 1 person on file at OpenFedNow.

OpenFedNow timeline

  1. Free dual-rail FedNow + RTP middleware for community banks

People at OpenFedNow

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Frequently asked questions

Who works at OpenFedNow?

Adamlead has 1 person on file at OpenFedNow, including Daniel Mori (Maker). Each email shows whether it has been verified.